Which sms loan is the best is often an individual issue as you as a borrower prioritize various factors when applying for a sms loan, a so-called fast loan. This differs from larger private loans with repayment periods over 12 months, where as a borrower, the focus is usually only on getting as low an effective interest rate and borrowing cost as possible.
The reason for this is that people who are looking for a sms loan often prioritize a quick and smooth payment and that the application process can be completed online on the lender’s website. In order for the lender to pay the money directly to the borrower’s bank account, it is important that the lender has a bank account with the same bank as the borrower. This means, for example, that people with a bank account often look for a lender who offers sms loans with direct payment to that particular bank.
Best sms loans based on customer reviews
One way to quickly get an overview of popular lenders offering sms loans is to compare customer reviews . By comparing customer reviews, one can easily eliminate lenders who have poor customer ratings and instead focus on comparing the terms among the most popular.
When looking at the lenders in sms and fast loans that rank best , ie with a customer rating above 9.0 out of 10, it is clear that the following are appreciated by the customers:
- The possibility of applying for a loan with E-credentials, that is, the possibility of applying for a loan without credit information at the Information Center and the possibility of completing the application process online by signing with E-credentials (BankID or Mobile BankID). When you apply for a loan, your application will remain anonymous and no other company will be able to see that you have applied for a loan.
- Customer service with good opening hours. Most of the lenders are also open on weekdays as well as on Saturdays and Sundays. You thus have the opportunity to apply for a sms loan on a Saturday afternoon and get the money in the account before the evening.
- The opportunity to apply for an interest-free loan as a new customer. Due to the tough competition between lenders offering smaller loans, it has become common to be able to get the first loan interest-free as a new customer. This usually only applies to small loan amounts up to USD 6,000 with a repayment period of 30 days.
Which is the best sms loan is an individual issue as you as a borrower often prioritize a variety of factors, such as the possibility of applying for and getting the loan paid on a Saturday or the possibility of getting the first loan interest-free for 30 days. By comparing customer reviews , you can quickly get an overview of popular lenders, which facilitates the process of finding a popular lender that offers professional customer service and sms loans with good conditions.